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Credit Protection Selector
Help protect your family and your achievements against life’s what-ifs.
Take a few minutes to see the type of insurance coverage that’s recommended for your mortgage, personal loan or line of credit with RBC Royal Bank®.
Required information
Tell us about your RBC Mortgage.
Required information
Tell us a bit about your finances:
Required information
Based on what you’ve told us, you might consider:
Business Loan Insurance Plan - Life Coverage Only
Your [product]:
Current Balance:
How This Coverage Protects You
-
Life Insurance
Pays off or reduces your outstanding business [product] balance (up to $1,000,000) if you or an insured person passes away.
- Up to 25 business owners, guarantors or key employee(s)1 can be insured for life coverage.
- Also includes up to $50,000 in accidental dismemberment insurance at no additional cost.
Not Sure You Need This Coverage?
Consider the Following Questions(Opens modal window)Based on what you’ve told us, you might consider:
Business Loan Insurance Plan - Life and Critical Illness Coverage
Your [product]:
Current Balance:
How This Coverage Protects You
-
Life Insurance
Pays off or reduces your outstanding business [product] balance (up to $1,000,000) if you or an insured person passes away.
- Up to 25 business owners, guarantors or key employee(s)1 can be insured for life coverage.
- Also includes up to $50,000 in accidental dismemberment insurance at no additional cost.
-
Critical Illness Insurance
Pays off or reduces your outstanding business [product] balance (up to $500,000) if you or an insured person are diagnosed with cancer, heart attack or stroke.
Not Sure You Need This Coverage?
Consider the Following Questions(Opens modal window)Based on what you’ve told us, you might consider:
Business Loan Insurance Plan - Life and Disability Coverage
Your [product]:
Current Balance:
How This Coverage Protects You
-
Life Insurance
Pays off or reduces your outstanding business [product] balance (up to $1,000,000) if you or an insured person passes away.
- Up to 25 business owners, guarantors or key employee(s)1 can be insured for life coverage.
- Also includes up to $50,000 in accidental dismemberment insurance at no additional cost.
-
Disability Insurance
Covers your business [product] payment(s) (up to $7,000 per month for up to 24 months) if you or an insured person can’t work due to an illness or injury.
- Up to 3 business owners can be insured for disability coverage.
- There is a lifetime maximum of 48 months of disability benefits per insured person.
Not Sure You Need This Coverage?
Consider the Following Questions(Opens modal window)Based on what you’ve told us, you might consider:
Life Insurance
Rates are based on age and begin at:
[value]/month
Your [product]:
Current Balance:
Monthly Payment:
How This Coverage Protects You
Life Insurance
Pays off or reduces your outstanding [product] balance (up to $500,000) if you or an insured co-borrower passes away.
Not Sure You Need This Coverage?
Consider the Following Questions(Opens modal window)Based on what you’ve told us, you might consider:
Life and Critical Illness Insurance
Rates are based on age and begin at:
[value]/month
Your [product]:
Current Balance:
Monthly Payment:
How This Coverage Protects You
Life Insurance
Pays off or reduces your outstanding [product] balance (up to $500,000) if you or an insured co-borrower passes away.
Critical Illness Insurance
Pays off or reduces your insured outstanding [product] balance (up to $300,000) if you or an insured co-borrower are diagnosed with cancer (life-threatening), heart attack or stroke.
Not Sure You Need This Coverage?
Consider the Following Questions(Opens modal window)Based on what you’ve told us, you might consider:
Life and Disability Insurance
Rates are based on age and begin at:
[value]/month
Your [product]:
Current Balance:
Monthly Payment:
How This Coverage Protects You
Life Insurance
Pays off or reduces your outstanding [product] balance (up to $500,000) if you or an insured co-borrower passes away.
Disability Insurance
Covers your [product] payment(s) (up to $3,000 per month for a maximum of 24 months) if you or an insured co-borrower become disabled due to an injury or illness and can’t work.
Not Sure You Need This Coverage?
Consider the Following Questions(Opens modal window)About Your Current Business Insurance Coverage
Here’s what you said about your existing coverage:
Life Insurance: 0
Monthly Disability Benefit: 0
Critical Illness Insurance: 0
Would your business be impacted if another business owner, or a key employee1 were unable to work for a period of time?:
Additional Coverage Options
How This Coverage Protects You
Call 1-800-769-2523 to apply or get a quote for more than 1 person
View Terms & Conditions-
Life Insurance
Pays off or reduces your outstanding business [product] balance (up to $1,000,000) if you or an insured person passes away.
- Up to 25 business owners, guarantors or key employee(s)1 can be insured for life coverage.
- Also includes up to $50,000 in accidental dismemberment insurance at no additional cost.
How This Coverage Protects You
Call 1-800-769-2523 to apply or get a quote for more than 1 person
View Terms & Conditions-
Life Insurance
Pays off or reduces your outstanding business [product] balance (up to $1,000,000) if you or an insured person passes away.
- Up to 25 business owners, guarantors or key employee(s)1 can be insured for life coverage.
- Also includes up to $50,000 in accidental dismemberment insurance at no additional cost.
-
Critical Illness Insurance
Pays off or reduces your outstanding business [product] balance (up to $500,000) if you or an insured person are diagnosed with cancer, heart attack or stroke
How This Coverage Protects You
Call 1-800-769-2523 to apply or get a quote for more than 1 person
View Terms & Conditions-
Life Insurance
Pays off or reduces your outstanding business [product] balance (up to $1,000,000) if you or an insured person passes away.
- Up to 25 business owners, guarantors or key employee(s)1 can be insured for life coverage.
- Also includes up to $50,000 in accidental dismemberment insurance at no additional cost.
-
Disability Insurance
Covers your business [product] payment(s) (up to $7,000 per month for up to 24 months) if you or an insured person can’t work due to an illness or injury.
- Up to 3 business owners can be insured for disability coverage.
- There is a lifetime maximum of 48 months of disability benefits per insured person.
Why Consider this Coverage
Here’s what you said about your finances and why you might want to consider [insurance product]:
Additional Coverage Options
Your [product]:
Current Balance:
How This Coverage Protects You
Rates are based on age and begin at:
[value]/month
Life Insurance
Pays off or reduces your outstanding [product] balance (up to $500,000) if you or an insured co-borrower passes away.
Your [product]:
Current Balance:
How This Coverage Protects You
Rates are based on age and begin at:
[value]/month
Life Insurance
Pays off or reduces your outstanding [product] balance (up to $500,000) if you or an insured co-borrower passes away.
Critical Illness Insurance
Pays off or reduces your insured outstanding [product] balance (up to $300,000) if you or an insured co-borrower are diagnosed with cancer (life-threatening), heart attack or stroke.
Your [product]:
Current Balance:
How This Coverage Protects You
Rates are based on age and begin at:
[value]/month
Life Insurance
Pays off or reduces your outstanding [product] balance (up to $500,000) if you or an insured co-borrower passes away.
Disability Insurance
Covers your [product] payment(s) (up to $3,000 per month for a maximum of 24 months) if you or an insured co-borrower become disabled due to an injury or illness and can’t work.
We’re Here to Help
Customize your quote or apply
LoanProtector coverage is governed by the terms and conditions of group’s creditor policies, #G28444 for life insurance, #H28544 for critical illness insurance and #H28445 for disability insurance issued to Royal Bank of Canada by The Canada Life Assurance Company. Please see the LoanProtector Certificate of Insurance and the Fact Sheet and Product Summary (for Quebec residents).
